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Showing posts from August, 2024

The big question: does car insurance cover scratches and dents?

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  The big question: does car insurance cover scratches and dents? Suppose your car experiences the door ding from the neighboring vehicle in the parking lot or is now sporting a series of scratches after backing into a mailbox (true story from a HiRoad team member). When things like this happen, you may wonder if your insurance covers it.  Let’s put this article into DRIVE and find out. Does car insurance cover scratches and dents? We’d love to give you a straightforward yes or no answer, but insurance isn’t always that cut and dry. Regarding scratches and dents to your car, your car insurance may be able to cover the damages—with the right policy coverages. When the cause of damage is determined by your insurance , your policy may apply in various ways. As a reminder, your policy needs to have the applicable coverage before the damage occurs to the car. With that said, here’s how scratches and dents might be covered under your policy:  Comprehensive coverage For inc...

Compare car insurance quotes in 2024

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     Compare car insurance quotes in  2024 Key points Comparing car insurance quotes regularly can help you find the best rate. Your driving history, vehicle, location, age and gender can all affect the amount you pay for car insurance. Car insurance quotes are free and can usually be obtained within minutes online, over the phone or in person with an insurance agent. The cost of car insurance is on the rise, so shopping around and comparing car insurance quotes is a good way to make sure you’re getting the best deal for the coverage you want Comparing car insurance rates  There are several ways to compare car insurance quotes, including online, via phone or by working directly with an insurance agent or broker.  Your auto insurance quotes will be determined by personal factors such as your age, dri...

4 mistakes to avoid when choosing car insurance

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  4 mistakes to avoid when choosing car insurance Whether it's your first time purchasing car insurance or you're looking for a new policy, there are many factors to consider as you weigh your options. Navigate the car insurance market like a pro by avoiding these four common mistakes. 1. Not knowing what you're looking for If you're in the market for a new car insurance policy, it's important to consider your needs before you begin shopping. Blindly entering the process of obtaining quotes can be confusing if you're unsure what you need. Remember, each state has minimum coverage requirements for auto insurance that every driver in the state must have. However, just because you carry your state’s required coverages doesn’t mean you’ll be sufficiently protected following an accident. Each person's car insurance coverage needs will vary depending on their specific situation. To help determine which auto insurance coverages make sense for you, consi...

Allstate Car Insurance Review

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  Allstate Car Insurance Review Allstate Car Insurance Reviews Our editorial team gave Allstate a 9.1 out of 10 rating making it our 14th best car insurance company overall. While its costs are much higher than average, according to our research, the company makes up for it in coverage options and discount program offerings. We believe that Allstate is a company worth considering in your search for the right car insurance for you. Our Rating 9.1/10 Key Takeaway Allstate is a good option for drivers who want service from a local insurance agent. Pros and Cons of Allstate Insurance Below are detailed pros and cons for Allstate auto insurance coverage: Pros Strong coverage options ...