The big question: does car insurance cover scratches and dents?

The big question: does car insurance cover scratches and dents? Suppose your car experiences the door ding from the neighboring vehicle in the parking lot or is now sporting a series of scratches after backing into a mailbox (true story from a HiRoad team member). When things like this happen, you may wonder if your insurance covers it. Let’s put this article into DRIVE and find out. Does car insurance cover scratches and dents? We’d love to give you a straightforward yes or no answer, but insurance isn’t always that cut and dry. Regarding scratches and dents to your car, your car insurance may be able to cover the damages—with the right policy coverages. When the cause of damage is determined by your insurance , your policy may apply in various ways. As a reminder, your policy needs to have the applicable coverage before the damage occurs to the car. With that said, here’s how scratches and dents might be covered under your policy: Comprehensive coverage For inc...