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8 insurance points to consider before buying a car

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  8 insurance points to consider before buying a car Most people know they need insurance for their new car, but in the excitement of buying a vehicle they may not research it as carefully as they should. Skipping over this detail may cause financial problems almost as soon as you drive off the lot. “You need to shop for insurance before you ever step foot on the lot to negotiate buying a car,” says Penny Gusner, consumer analyst at Insure.com. “Sure, look at cars and narrow down what exact make and model you may buy, but keep your car insurance costs in mind during this time as well.  When you have your ch...

Liberty Mutual Car and Home Insurance Review

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       Liberty Mutual Car and Home Insurance Review Liberty Mutual is one of the nation’s largest insurance companies. Its car insurance quotes are expensive, but its discounts make them more affordable. You can often also get a good deal by bundling your home and auto insurance with Liberty Mutual. Pros   Fewer home insurance complaints than average for its size   Gap coverage available for your car   Discounts for new and renovated homes   Car insurance discounts available for teachers and military   Rated A for financial strength by AM Best Cons   Below-average ratings for customer satisfaction   Expensive rates before discounts   Liberty Mutual Reviews: Is Liberty Mutual a good company? Liberty Mutual is a good company to conta...

Can you really save 15 percent on car insurance?

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  Can you really save 15 percent on car insurance? Car insurance prices are increasing fast, so here are some tips to find savings that won't compromise your coverage. From groceries to concert tickets, it seems like everything costs more these days. The prospect of saving fifteen percent on your insurance is tantalizing. But can you really get a major car insurance discount just by switching insurance companies? You might, but switching isn’t the only way to save.  You can save money by switching to a new car insurance company Chances are you’ve seen so many Geico ads that you know their slogan by heart. Can fifteen minutes actually save you fifteen percent? What Geico claims is sometimes true, but it’s not because Geico is particularly special.  You can often find a better deal by switching insurance providers. Insurance experts recommend comparing...

A Guide to Classic Car Insurance

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  A Guide to Classic Car Insurance Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. These policies are tailor-made to fit each vehicle, so when seeking coverage for a classic car, it’s important to pay attention to the following requirements: Age: The definition of “classic car” will vary from carrier to carrier. However, you can expect an age requirement of about 25 years minimum. Condition: Most carriers will require your classic car to be in excellent condition, unless you are actively restoring the vehicle. Driver eligibility: There is often a requirement that the driver may not have a history of reckless driving or other serious infractions in order to be eligible for classic car insurance. Storage: Some carriers require covered or indoor storage to qualify for a classic car policy. Usage: A classic car is meant to be used for leisure, including in...

Get Car Insurance Quotes For Free Online | August 2024

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  Get Car Insurance Quotes For Free Online | August 2024 Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology . Why you should use NerdWallet to get auto insurance quotes Car insurance quotes are personalized based on your driving history, location, age and other factors. Each insurer weighs these factors differently when they determine your quote. That’s why shopping around is the best way to find the cheapest car insurance rate for you. NerdWallet’s c ar insurance comparison tool ...

How to Choose Car Insurance in 4 Steps

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  How to Choose Car Insurance in 4 Steps Because there are so many companies selling car insurance, sorting through all the choices to find the right policy for you and your family can be a challenging task. With each carrier claiming to offer the best value, it's easy to feel confused. At first glance, all of the policies may look the same, but there are important differences you may need to consider. Your goal should be to find one that includes all the benefits you need at a competitive price. Follow these four steps for finding the best car insurance policy for you: 1. Determine the level of coverage you need The cheapest policy may not be the one you need. Inexpensive plans may not provide collision coverage, which pays to fix your own car following an accident. They may not offer comprehensive coverage, which covers damage to your car not caused by auto accidents, such as natural disasters, theft or vandalism. The nonprofit Insurance Information Institute note...